Includes most of the features in ProtectMyID important and Deluxe, plus:
- Experian CreditLock brand NEW
- Dormant Bank Card Monitoring
- Child Identification Monitoring 5
- Social Networking Monitoring
- Cash Advance Monitoring
- Intercourse Offender Monitoring
- Positive Credit Activity Alerts
- Credit Limit and Use Alerts
Here is what ProtectMyID В® PLATINUM provides you with:
Experian CreditLock
Control who is able to access your Experian credit history with CreditLock. Effortlessly lock your report anytime to simply help avoid fraudulent task.
Rating Variance Alerts
Track your VantageScore В® progress and obtain notified if it rises or down.
Real-Time Credit Inquiry Alerts
Get informed in real-time whenever various credit-related actions you are taking may impact your credit that is experian file.
Credit Monitoring
Know how your financial actions influence your credit by monitoring all three credit reporting agencies within one location that is convenient.
Experian Credit File (upon enrollment)
View your available and shut credit records, re re re payment history, credit inquires, and much more.
Experian VantageScore 3 (refreshed regular)
Begin to see the credit rating utilized by some loan providers to guage your creditworthiness.
VantageScore В® Tracker
Track your VantageScore В® progress by having a convenient graph that displays your score.
Real-Time Identity Alerts
Notifies you in real-time via text or e-mail if an identification thief makes use of your own personal information to start an account that is new or validate your identification. This could easily restrict enough time a fraudster needs to abuse important computer data which help you quickly minmise prospective harm.
Personal Security Quantity Monitoring
Generates a study of all of the names and aliases connected with your SSN, and alerts you in case a name that is new alias is added.
Banking Account & Bank Card Takeovers
Be alerted when your identification can be used to start brand brand brand new reports, or if unauthorized modifications are created to current reports.
Lost Wallet Protection
Cancel and change credit, debit, medical cards, and much more with one call.
Fraud Resolution Help
In the event that you experience ID theft, a U.S.-based Fraud Resolution Agent provides step by step help to research and restore your identification.
As much as $1 Million in Identity Theft Insurance 4
Reimburses you for many qualified costs related to ID theft, including lost wages, appropriate charges, and fund that is electronic.
Dark Web Surveillance
Scans online sources recognized for illegally exchanging private information, such as for example your Social Security quantity, and notifies you if for example the identification can be in danger.
Change of Address Alerts
Get a notification should your mail is rerouted through the U.S. Postal provider.
Court Public Records Monitoring
Alerts you in cases where a act that is criminal scheduled or reported when you look at the court system utilizing your private information.
Child Identification Monitoring 5
Keep a watchful eye on your own kid’s title and Social safety quantity, to identify indications of identification theft on websites online recognized for illegally investing private information. Includes payday loans Nebraska social networking Monitoring, which scans your kid’s social media account(s) and notifies you if privacy or reputational dangers are spotted on your own kid’s profile.
Positive Credit Activity Alerts
Get very good news whenever you can find good modifications to your credit file, like whenever you pay back a charge card.
Credit Limit and Use Alerts
Notifies you if you will find major modifications to your credit limitations or usage reported in your credit files.
Dormant Bank Card Monitoring
Notifies you if task is spotted on credit cards which has been unused for six months or even more, which may be an indicator of identification theft.
Social Media Marketing Monitoring
When triggered, scans your media that are socials) and notifies you if privacy or reputational dangers are spotted on your own profile.
Cash Advance Monitoring
Obtain an alert if for example the information that is personal is utilized to just just just simply take down a quick payday loan. These loans do not require a credit check and may go undetected otherwise.
Intercourse Offender Monitoring
Provides reports on intercourse offenders staying in your neighborhood, and notifies you if an offender attempts to register together with your identification.
ProtectMyID user, Oklahoma
Real ProtectMyID user – photo and name were changed to safeguard the user.